Brenda Oldham is a graduate of the University of Michigan where she majored in Accounting. She received her Masters of Science Degree from Central Michigan University. Brenda has been working in the financial industry for 28 years. Brenda serves as a board member for the Women in Financial Services Board. RAM Insurance Agency & Financial Services was formed in 2001. Brenda seeks to provide the "best client experience in the world." Her personal philosophy: "It's about relationships, not transactions."