Dr. Brenda Oldham is a graduate of the University of Michigan where she majored in Accounting. She received her Masters of Science Degree from Central Michigan University. She earned her doctorate from National University. Brenda has been working in the financial industry for  more than 30 years. Brenda serves as a board member for Georgia National Financial Educators Council. RAM Insurance Agency & Financial Services was formed in 2001 and RAM Legacy Wealth Management came into operation, July 2026. Dr. Brenda is an educator and speaker offering financial literacy education workshops. She is also a graduate of a national financial educator council and earned the Certified Financial Educator Instructor designation (CFEI). Dr. Brenda Oldham educates her community, organizations, and companies on a variety of financial literacy education topics. Brenda seeks to provide the "best client experience in the world." Her personal philosophy: "It's about relationships, not transactions."